Learn more about Idaho auto insurance, what premium factors affect rates, and how to get car insurance discounts. Also, get free Idaho auto insurance quotes now online!

Idaho Car Insurance Laws

There are state liability insurance minimums in Idaho. Driving without an auto policy is illegal in Idaho. The basics of Idaho auto insurance state minimums are:

$25,000 bodily injury for one person
$50,000 bodily injury per accident
$15,000 property damage.
Also, Idaho drivers must provide proof of financial responsibility while driving to meet required state minimums.

Car Insurance Premium Factors

1. Age. Young Idaho teen drivers pay more for car insurance. Teen drivers have more accidents and more claims. They need more behind-the-wheel experience like older drivers have. This is one of the premium factors that have teen drivers paying more for car insurance.

Idaho provides good driver education for Idaho teen drivers. Idaho has the graduated driver licensing program to make good motorists and lower collisions, auto crashes and auto insurance rates. It gives teen drivers more behind-the-wheel experience. It is 50 hours where teen driver must be accompanied by a licensed driver at least 21 years old.

2. Good Driving Record. Motorists who have a good driving record and are safe motorists and pay less in premiums. They have less collisions and claims. Motorists with no problems with driving under the influence or distracted driver laws also save on rates.

3. Keep All Insurance Products With One Company. You will get discounts and save money if you have all insurance products with one company than many companies. Keep your home, vehicles, motorcycle, mobile home, personal, health, personal watercraft, commercial vehicles and life insurance products with one company and save money when buying policies. Good customers get discounts.

Search For A Great Company

Talk to an agent or company about policies and what they offer. There are frequently asked questions that you review:

1. If I have financial services with the company, do I get discounts?

2. If I buy online insurance, do I receive discounts?

3. Does the company both great rates, discounts and the best rating?

4. Free roadside services or indemnity bonds if you get pulled over?

5. Any first time buying discounts?

6. Other resources or policy discounts available? Ask if they have discounts on Idaho Sr-22 insurance if you must or have had driving problems in the past.

Free Idaho Auto Insurance Quotes

1. Enter your zip code in the box on this site and search for free no obligation Idaho auto insurance quotes now. Get as many quotes possible, search for a good company with good rates. Remember, these are free quotes available 24 hours a day on this site.

2. Call or talk to an agent or get online to learn more about the Idaho auto insurance rate and coverage.

3. Ask about insurance minimums and also options for more coverage and types of coverage. Talk to an agent about uninsured motorist coverage or any auto policy discounts.

3. Ask about any discounts for buying online. Pick the best company. You could save hundreds in premiums.

Tip: Most common searches are for Boise auto insurance quotes, Nampa auto insurance quotes, Meridian auto insurance quotes, Pocatello auto insurance quotes, and Idaho Falls auto insurance quotes.