Indiana

Learn information about Indiana auto insurance, Indiana auto financial responsibility requirements, proof of financial responsibility, liability as well as how to buy the lowest possible rate on a policy. Also, find answers to frequently asked questions plus FREE auto insurance quotes.

Indiana Auto Insurance

1. Indiana Auto Financial Responsibility Requirements.

The state of Indiana has auto financial responsibility requirements. Indiana Bureau of Motor Vehicles requires drivers to carry minimum bodily injury liability as well as property damage liability coverage of:

  • $25,000 bodily injury per one person
  • $50,000 per accident
  • $10,000 property damage.Driving without insurance is serious.

A first offense carries a 90-day period where your license will be suspended plus $150 driver license reinstatement fee. A second offense carries a 90-day period where your driver license will be suspended plus $225 driver license reinstatement fee. A subsequent offense carries more penalties.When driving, Indiana Bureau of Motor Vehicles requires drivers to carry proof of insurance in amounts provided by Indiana insurance laws. Also, have more motorist coverage as well as uninsured/underinsured motorist coverage than the minimums.2. Indiana Tort System.The state of Indiana has an at fault tort system. Under the tort system in Indiana, the party who was at fault in the accident is responsible for paying the other parties’ bodily injury damage as well as property damage.

How To Lower The Average Car Insurance Premium.
1. Good Driver Record.

Motorists who do not violate driver laws have a lower average car insurance premium. Make sure to have a good driver record.

2. Buy Your Insurance From One Company.

Buy all coverage from one auto insurance company rather than many companies. Buy your vehicle, commercial, motorcycle, home and life insurance from one company for discounts. The money you save will help buy better coverage.

3. Never Break DUI Driver Laws or Go Without Coverage

Make sure to never break DUI driver laws or not have the minimum bodily injury liability as well as property damage liability coverage. A court or the Indiana Bureau of Motor Vehicles can require such drivers to buy Indiana SR-22 coverage. SR 22 insurance is expensive because you are high risk and your auto insurance company must file proof of financial responsibility with the Indiana Bureau of Motor Vehicles.

4. Buy A Used Car, Not New Car.

A new car can cost more to insure than old car. At times, an average car insurance premium can be more than a car payment. Get free quotes before you buy a car. Buy better coverage with the money you save.

Free Indiana Auto Insurance Quotes

Get a free Indiana auto quote right here on our site. You can choose from one auto insurance company or from many auto insurance companies’ quotes. Choose the quote that provides the most coverage at the lowest price. Choose a free quote right now!

1. Enter your zip code in the box at the top or bottom of this site.

2. Choose as many free quotes for the best car insurance rate. More free quotes help get better rates.

3. Click the right company for online auto insurance or contact them by phone them to buy the right terms and coverage. You can buy the best Indiana auto insurance this way.

Tip: Common searches in Indiana are for Indianapolis auto insurance quotes, Fort Wayne auto insurance quotes, Evansville auto insurance quotes, South Bend auto insurance quotes, as well as Gary auto insurance quotes.