Minnesota

Find out about Minnesota Auto Insurance and receive free Minnesota auto insurance quotes. Learn more information about getting the best car insurance and save valuable time and money. Learn more about Minnesota auto insurance law too.

Minnesota Auto Insurance Law

Minnesota auto insurance law requires drivers to have state minimum vehicle damage liability coverage. Minnesota state minimums are:

  • $30,000 bodily injuries to one person
  • $60,000 bodily injury liability per accident
  • $10,000 in property damage liability
  • $25,000 in uninsured motorist coverage bodily injuries to one person
  • $50,000 in uninsured motorist coverage (bodily injury) per accident
  • $40,000 in personal injury protection. (These uninsured motorist coverage requirements protect you from damage loss caused by uninsured/underinsured motorists.) There is no state minimum requirement for collision or comprehensive coverage. (State minimums can change w/o notice.)There are penalties for failure to maintain financial responsibility. Drivers must carry proof of insurance evidencing financial responsibility.

Minnesota also requires graduated driver licensing for teen drivers as part of driver licensing. It gives experience to a teen driver to help that inexperienced teen drive better. Also, the state has distracted driver laws to prevent texting while driving and other distracted driving that causes damage.

Auto Policy Discounts For Affordable Coverage

Receive auto policy discounts for more affordable coverage on Minnesota auto insurance. You could save time and money. Learn more about the factors of affordable auto coverage:

1. Your City and State. Car insurance companies know that your city and state have certain loss and damage rates. Large cities have the most expensive and small cities have the least expensive premiums.

2. Type of Car. Search for the right policy before you search for the right type of car. Make sure to compare all car rates before you buy a vehicle. Buy a cheap car and receive low rates on your policy and car.

For example, one of the most expensive vehicles to insure is a Ferrari and one of the least expensive vehicles to insure is a Taurus. Make sure you check to see insurance rates before you buy. You will save money.

3. Driving Record. Failure to maintain a good driving record will cause you to have higher rates. Do not violate Minnesota driver laws such as DUI laws or be a uninsured/underinsured motorist. You will pay more in premiums for higher risk. Also, you may pay more to have sr-22 requirements met on your policy. Safe drivers have low risk and lower rates.

4. Receive All Available Discounts. Check to see that your agent gave all available car insurance discounts? There are many companies out there which give discounts. There are safe driver discounts, good student discounts and group policy rate discounts. Ask your agent about all available policy discounts.

5. Receive Group Policy Discounts. Maintain all of your insurance products with one agent or company and receive another discount. Keep your business, commercial, life, medical, truck, motorcycle and van insurance with your car insurance company and receive discounts and lower rates.

6. Safe Driver Discounts. Safe drivers pay less premiums. They have less accidents or claims. Companies have less loss and pass that savings to safe drivers. Be a safe driver and save money.

7. Buy Insurance With A High Deductible. Maintain a high deductible and receive low rates. A high deductible discount is 101 insurance basics. You share loss with your insurance company. You receive lower rates from your company.

Receive free auto insurance quotes and save valuable time and money. Receive everything you need with a new policy in one search. You can search and click for the best car insurance coverage and quotes in seconds. Use our free insurance quote tool to get a low car insurance rates.

Minnesota Auto Insurance Quotes

1. Type your zip code in the box at the top or bottom of our site. You will receive free Minnesota auto insurance quotes from local companies and agents.

2. Make sure to get as many quotes as possible. Check to see which company or agent offers the lowest rates and the best car insurance and service Compare policies and policies to get the best car insurance.

3. You can click and buy a policy online or call or contact a company to learn more about the policy, rates and coverage.

Tip: The most popular searches in Minnesota include Minneapolis auto insurance quotes, Saint Paul auto insurance quotes, Rochester auto insurance quotes, Duluth auto insurance quotes, and Bloomington auto insurance quotes.